How We Help You When Buying Property in Cyprus
Property Selection
We offer only verified properties that meet your requirements and budget. Whether you are looking for an apartment, villa, office, or commercial property, we will help you find the ideal option.
Negotiating Deal Terms
We arrange the signing of a preliminary agreement and coordinate all key terms of the transaction: price, deadlines, and conditions. This allows you to secure agreements at an early stage and avoid potential risks.
Full Legal Due Diligence
Our lawyers carefully check ownership rights, debts, or any other legal obstacles. We ensure that your transaction is flawless from a legal perspective.
Support for Foreign Buyers
If you are not an EU citizen, we help you obtain all necessary permits for purchasing real estate in Cyprus, including approval from the Council of Ministers.
Drafting the Sale & Purchase Agreement
We ensure the correct preparation and signing of the final Sale & Purchase Agreement. Our team guarantees compliance with Cypriot law and protects your interests at every stage.
Registration with the Land Registry
We take care of registering the agreement with the Cyprus Land Registry, officially securing your ownership rights.
Payment of Taxes and Fees
We advise you on all necessary taxes and fees, such as stamp duty and transfer fees, and organize their timely payment.
Obtaining the Title Deed
We make sure you receive the Title Deed confirming your ownership rights. If the document is not yet ready, we track the process and notify you once it is issued.
Closing the Deal
We accompany you until the full completion of the transaction. After receiving the keys, you can enjoy your new home or commercial property, while we remain available for any further assistance.
FAQ for “Buy Property in Cyprus” Page
To purchase property in Cyprus, you will need:
- Valid passport or ID card (identity verification).
- Tax Identification Number (TIN) issued in Cyprus.
- Signed Sale & Purchase Agreement.
- Bank statement or certificate of funds.
Deposit agreement to secure the property.
Yes, foreign buyers can purchase property in Cyprus. Non-EU citizens must obtain approval from the Council of Ministers, and we provide full support with the application process. There are no restrictions on the type of property, but some limitations may apply to land purchases.
On average, the buying process takes 1–3 months, depending on the property type and legal due diligence checks. For new developments or complex transactions, the process may take longer until the Title Deed is issued.
Key costs include:
- Stamp duty (0.15%–0.20% of property value).
- Transfer fees (3%–8%, depending on property value).
- VAT (19%) on new properties (sometimes reduced to 5% for primary residence).
Legal and registration fees.
The Title Deed is the official document proving ownership of a property in Cyprus. Without it, the buyer does not have full legal rights. At Investia, we monitor the issuance process and ensure that you receive your Title Deed after the purchase.
Yes, if proper due diligence is carried out. Our lawyers check ownership rights, debts, encumbrances, and planning permits to ensure that your property purchase is legally secure and free of risks.
Yes, most banks in Cyprus provide mortgages to foreign buyers, though requirements vary. Typically, banks require: proof of income, property insurance, and a minimum deposit (usually 30%–40% of the property value).
Beyond the purchase price, buyers should plan for legal fees, government taxes, insurance, and sometimes furniture or renovation costs. Our consultants provide a detailed cost breakdown before you commit to the purchase.
Popular investment areas include:
- Larnaca – affordable housing and strong rental demand.
- Limassol – business hub with luxury apartments and villas.
- Nicosia – capital city, good for long-term residential and commercial investments.
- Paphos – popular with retirees and foreigners.
Ayia Napa / Protaras – tourist destinations, attractive for holiday rentals.
The best protection is to work with a licensed real estate agency and legal team. At Investia, we provide full transparency, register all contracts with the Land Registry, and ensure you receive all official documents.
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Why Choose Us?
Experience & Professionalism: Our experts have extensive experience in the Cyprus real estate market and work for your success.